KlaDot app for iPhone and iPad

Digital Banking for Startups, SMEs, and Individual US bank accounts with Visa debit cards and multicurrency wallets for individuals & businesses.

US Bank accounts and Visa Debit Cards for Businesses and consumers by assigning Bank account numbers Visa Debit Cards for funds collection, disbursements, payments, and settlement locally or via international transfers. We are offering our users an opportunity to Invoice and accept payments from Local and international customers in their preferred currency and facilitating payouts and payIn.


Doing local and international business just got easier with KlaDot. It allows consumers and small and medium business owners to open multi-currency bank accounts and Visa Debit cards and start receiving payments, track their sales and expenses, send digital receipts and invoices, recover debts, etc. KlaDot is a financial technology company, not a bank. Banking services are provided by Sponsoring Banks, Members of FDIC.


Access your accounts, manage payments, check your statements, and more. 24 hours a day.
We keep your personal and financial details secure with high-level encryption and the latest biometric recognition technology.


KlaDots operational model includes the following:



1. B2C Assigning multicurrency wallets and US bank accounts with physical & virtual visa debit cards
directly to Consumers to Facilitate collections and payouts either for Salary purposes or to pay for subscriptions, etc.



2. B2B Assigning multicurrency wallets and US bank accounts with physical & virtual visa debit cards to other Businesses to facilitate collections from customers or payouts to suppliers and vendors they work with.

3.B2B2C Assigning multicurrency wallets and US bank accounts with physical and virtual visa debit cards to other FinTechs or Payment Processors to re-issue these accounts to their direct customers or enterprise businesses who require subaccounts to manage expense management Travel, Logistics, etc.



U.S. bank Account and Multi-Currency Virtual Wallets for individuals & businesses.


A bank account that gets you paid faster
Open a bank account for a consumer or business
Digital Wallet You can fund the wallet in many ways
Receive payments from anyone
Pays bills on the go
Make FREE transfers to KlaDot users
Recover debts 3X faster with the KlaDot.
Send payment reminders to your debtors
Track all transactions
Move money, Pay Someone, Add or Receive Funds, make Payment Request, and Transfer Between Accounts.
Manage your debit cards and spending.
Sending and receiving ACH Payments
Sending and receiving domestic and international Wire and SWIFT transfers
Institutional FX rates
African businesses, consumers, or Gig economy workers can receive payment from customers and companies in the USA, Canada, Europe, and the UK


Physical & virtual visa debit cards for individuals & businesses.


Physical Cards are accepted around the world on 55,000 ATMs and in 200 countries.
Virtual Debit Cards
Access local currencies at ATMs in over 200 countries
Connect with Apple, Google & Samsung Pay to make contactless payments easily
With one Visa Debit card, infinite possibilities
Shop securely in the U.S. and worldwide
KlaDot Visa debit cards have unsurpassed acceptance globally.
Pay with your smartphone or watch
Manage your debit cards and spending.


Safe and secure
Consumers, Startups, small business owners, freelancers, or creators can use KlaDot to manage their accounts or business and finances.
KlaDot is FREE, safe, and reliable. No hidden subscription fee